Deck Financing on the Main Line
A new custom deck is one of the highest-ROI improvements you can make to a Main Line home — and you do not have to pay for it all up front. RC Deck Co partners with HFS Financial to offer simple, transparent monthly payment options.
How HFS Financial Works
HFS is one of the largest unsecured home-improvement lenders in the country. They specialize specifically in deck, pool, and outdoor-living projects.
- Loans from $1,000 to $500,000
- Terms from 2 to 20 years
- No equity in your home required
- No prepayment penalty — pay it off any time with zero penalty
- Soft credit check for the initial pre-qualification (no impact on your score)
- Funding within 1–3 days of approval
What You Need to Apply
The HFS application is genuinely fast — most clients are pre-qualified in under five minutes. You will need basic income information, a social security number for the credit check, and an idea of the loan amount.
Sample Monthly Payments
Actual rates depend on your credit profile and term length. As an example, a $40,000 deck financed over 10 years through HFS typically lands somewhere in the $400–$550/month range. We will help you run real numbers during your consultation.
Ready to Pre-Qualify?
Call (610) 246-0546 or request a free estimate and we will walk you through the HFS pre-qualification together — most homeowners know their monthly payment before they have signed a contract.